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About Pre Planning Pre-planning a funeral has become a popular and smart option to give the family of the deceased peace of mind and concentrate on just the mourning process. With the funeral service and financial details already in place, the families are not put in the position to make tough decisions while they are grieving.
How does Pre-Planning Work? A person may come in to the funeral home and discuss the funeral services (calling, funeral service details)and merchandise (casket, vault)that he or she wishes to have performed at the funeral. After all details are made, the person may choose to pre-fund the funeral if they want. Pre-funding a funeral "freezes" the cost of the funeral at the year purchased. The monies collected go into an insurance product that we make available for our families. These insurance products give the families serveral payment options. They may pay the entire amount of the funeral, or they select a multiple payment option of 3, 5, 7, or 10 years. If a payment option is selected, the family may pay monthly, quarterly, or semi-annually. If the family member should pass away before finishing the payments, the funeral will be paid in it's entirety providing that 2 health questions were answered "no" on the pre-arrangement application.
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